Meet The Team


Susan Cousins

Head: Private Clients

Sue heads up the Private Client division and has worked directly in the private client arena for over 25 years. Sue has technical skill and experience in all aspects of private client work and is responsible for the fiduciary, taxation, accounting, compliance, administrative and investment services undertaken in the Durban and Cape Town offices of the division.

Lyall McNeill

Portfolio Manager

Lyall has more than 13 years of experience in the investment field, encompassing all aspects relating to the management of the investments of clients. Lyall provides a highly personalised service to our high net worth private clients in the areas of bespoke share portfolio management and unitised products.

Dale Daw

Portfolio Manager

Dale has been involved with the management of our private client portfolios for over 14 years and has extensive high level experience in all aspects of private client portfolio management. Dale also brings strong technical and administrative skills to the team and enjoys strong relationships with her clients.

Teresa Heydenrych

Financial Advisor

Teresa has more than 20 years of experience and specialist knowledge to advise clients on all aspects of their investment portfolio. Teresa is committed to offering clients the highest standard of service and in doing so, comply with all FAIS regulation.

Muhammed Jagot

Fiduciary Specialist

Muhammed has more than 15 years of experience in the fiduciary field, specialising in liquidations, trusts, estate planning and will drafting. His wealth of experience and knowledge enables him to provide our private clients with sound fiduciary advice. Muhammed has played a prominent role in the Fiduciary Institute of Southern Africa, serving as the KZN Regional Chairperson for the Fiduciary Institution for a number of years – this keeps our business at the forefront of legislative changes and best practices.

Karen Freeman

Tax Administrator

Karen joined Grindrod Bank in January 2009 as Tax Administrator in the Private Client Division.  Her responsibilities are to provide an income tax compliance service to our clients which includes trusts, companies and individuals.  Karen has over 30 years of experience in this field and prior to joining Grindrod Bank she was employed by KPMG, Ernst & Young and SARS.